Lauren McCee is a licensed life insurance professional and the founder of SafeCoverageGuide.com. With years of experience in the industry, she created this site to help everyday families understand life insurance—without the sales pitch. Her mission is to break down confusing topics into simple, real-life guidance you can actually use. When she’s not writing, Lauren is a mom of two and passionate about helping others protect what matters most.
If you’ve ever been told “you don’t qualify” because of your health, you’re not alone. From diabetes to depression, asthma to cancer recovery — millions of Americans face a difficult truth: pre-existing conditions can make life insurance harder to get… but not impossible. This guide is your no-fluff breakdown of… Read More »Life Insurance for People With Pre-Existing Conditions: What You NEED to Know
When people think about life insurance, they often assume one policy is enough. You buy coverage, name your beneficiaries, and that’s it… right?Wrong. In reality, you can legally own multiple life insurance policies — and for some, doing so is not only smart… it’s essential. Whether you’re trying to protect… Read More »How Many Life Insurance Policies Can You Actually Have?
When you hear the words life insurance, you probably picture a parent or a spouse trying to protect their loved ones. But here’s the reality: you don’t need to be married or have kids to need life insurance. In fact, if you’re a young, single adult — now may actually… Read More »Why Even Young, Single Adults Should Consider Life Insurance
In a world where traditional roles are shifting, more and more dads are stepping up in a powerful way — at home. Today, nearly 1 in 5 stay-at-home parents in the U.S. is a dad. But here’s the thing: while society is finally starting to recognize the importance of fathers… Read More »Life Insurance for Stay-at-Home Dads: Why It Matters More Than Ever
Life insurance is one of the most important financial decisions you’ll ever make. But for many people, the idea of undergoing a medical exam—bloodwork, urine samples, doctor checkups—can be overwhelming, inconvenient, or even disqualifying.That’s where no medical exam life insurance comes in. But is it a smart choice? Or are… Read More »Life Insurance with No Medical Exam: Is It Worth It?
If you or someone you love has a felony on their record, you might be wondering: “Can I still get life insurance?”The short answer? Yes — but it depends.In this honest guide, we’ll break down how life insurance works for people with felony convictions, which companies are more forgiving, what… Read More »Can Felons Get Life Insurance? The Truth Behind the Myths
If you’re over 60 and thinking about life insurance, you’re not alone—and you’re not too late. In fact, this might be the perfect time to secure a policy that fits your needs and protects the people you love most. Let’s break down the best life insurance options for seniors in… Read More »The Ultimate Guide to Life Insurance for Seniors Over 60
When people think about life insurance, they often imagine large six-figure policies meant to replace income or pay off a mortgage. But there’s another type of policy that quietly helps millions of families: the final expense policy. Also known as burial insurance or funeral insurance, a final expense policy is… Read More »What Is a Final Expense Policy — and Who Really Needs One?
Life insurance can feel overwhelming—especially when you’re trying to protect your entire household. That’s where family life insurance plans come in. These policies bundle protection for multiple family members under one plan and offer peace of mind for parents and caregivers planning for the future. But are they right for… Read More »What Is a Family Life Insurance Plan — and Should You Get One?
Let’s be honest — if you’re in your 20s or 30s, life insurance probably isn’t the first thing on your mind. You’re thinking: But here’s the truth: 🎯 The earlier you start, the cheaper it is — and the more wealth you build. Yes, wealth.Because modern life insurance isn’t just… Read More »Life Insurance for Millennials: Build Wealth, Not Just Security
Beating cancer is one of the hardest battles a person can face. But even after the treatments, scans, and surgeries… another challenge often appears: ❓Can cancer survivors still get life insurance? The answer is:✅ Yes, you absolutely can.But it takes the right company, right timing, and the right type of… Read More »Best Life Insurance for Cancer Survivors in 2025
Getting life insurance sounds overwhelming — blood tests, nurse visits, phone interviews, weeks of waiting… What if you could skip all of that? Good news: ✅ You can get cheap, legit, no-exam life insurance in 2025 — without jumping through hoops. Whether you’re busy, hate needles, or just want coverage… Read More »How to Get Cheap Life Insurance Without a Medical Exam
Planning for the end of life is never easy — but it’s one of the most responsible, loving decisions a senior can make for their family. Burial insurance, also known as final expense insurance, is designed specifically to ease that burden. It helps your loved ones cover: And in 2025,… Read More »Best Burial Insurance Plans for Seniors in 2025
Being a single parent means you wear every hat — provider, protector, teacher, comforter, and decision-maker. But there’s one critical thing many single parents don’t think about until it’s too late: ❗ What happens to your child’s future if something happens to you? Life insurance isn’t just smart — it’s… Read More »Best Life Insurance for Single Parents in 2025
It’s one of the worst emails you can get: “Your life insurance application has been declined.” Instant panic. Embarrassment. Frustration.But here’s the truth:✅ Yes, you can be denied life insurance — but it’s not the end. And in most cases, there’s still a path forward. This guide will break down:… Read More »Can You Be Denied Life Insurance? What to Do Next